This is an editorial published in the Ledger discussing the Florida legislature’s efforts to expedite the foreclosure process. The author argues against speeding up the process because doing so open the doors to fraud by banks. The author gives non-judicial foreclosure as an example. Florida has in the past unsuccessfully tried to pass non-judicial foreclosure legislation. By speeding up the process, non-judicial foreclosure allows less judicial oversight of the foreclosure process and enables more fraud by banks. A study of 400 foreclosures in San Francisco is cited, where all cases exhibited some form and level of fraud. California has non-judicial foreclosure.